Common Mistakes You Need to Avoid After a Car Crash

A car crash happens in seconds, but the steps you take after can affect your health, safety, and future claims. Many people feel shocked and unsure in those moments, which makes mistakes more likely. 

Chicago, one of the largest cities in the U.S., has a rich history, with its unique culture and eccentric charm. In a busy city like Chicago, car crashes are common. The Illinois Department of Transportation reported nearly 300,000 crashes in 2023, with thousands leading to injuries.  

When dealing with the aftermath, having the proper support is key. An accident lawyer from Clifford Law in Chicago can guide you through the process and help prevent errors that may harm your case. 

Not Calling the Police 

One of the first mistakes people make is not calling the police. A police report creates an official record of what happened, vital for insurance claims and possible lawsuits. 

In Illinois, drivers must report accidents that result in injury, death, or property damage over $1,500. Without this report, your case may be weaker or even dismissed. 

Admitting Fault at the Scene 

After a crash, saying “sorry” feels natural, even if you didn’t cause the accident. But those words can be used against you later. Insurance companies may see it as an admission of guilt. 

Instead, stick to facts. Answer questions clearly, but do not speculate about who is at fault. Let investigators and insurers decide. 

Failing to Seek Medical Attention 

Another common mistake is ignoring medical care. Many injuries, such as whiplash or concussions, may not show symptoms right away. You might feel fine at first, but develop pain later. 

The Centers for Disease Control and Prevention (CDC) states that car crashes are a significant cause of traumatic brain injuries in the U.S. Even mild cases can become serious if untreated. Seeking care right after the crash protects both your health and your claim. 

Forgetting to Collect Evidence 

Evidence is one of your strongest tools after a crash. Forgetting to gather it can hurt your case. Take photos of the vehicles, road, and any visible injuries. Collect the names and numbers of witnesses. 

This information will help if the other driver disputes what happened. Without it, your version of events may be harder to prove. 

Not Exchanging Complete Information 

Some people only swap phone numbers or insurance cards. That is not enough. You should exchange full details, including: 

• Name and address 
• Driver’s license number 
• Insurance company and policy number 
• License plate number 

These details make it easier for lawyers and insurers to investigate and process your case correctly. 

Talking Too Freely with Insurance Companies 

Insurance adjusters may act friendly, but their goal is to save their company money. You may give them reasons to reduce your payout if you talk too freely. 

Keep your answers short and factual. Never guess or assume what happened. Avoid saying things like, “I think I was speeding,” or “I’m not really hurt.” These statements can work against you later. 

Delaying Legal Help 

Many people wait too long before speaking with a lawyer. This can lead to missed evidence, expired deadlines, or unfair settlements. 

An experienced accident lawyer will know what steps to take right away. They can handle communication with insurers and ensure you meet all filing deadlines. Early guidance makes your case stronger. 

Overlooking Follow-Up Medical Care 

Seeing a doctor once is not enough. If you miss follow-up appointments, it may look like your injuries are not serious. Insurance companies often use this to lower settlements. 

Keep every appointment, follow treatment plans, and save all medical records. Consistent care shows that your injuries are real and ongoing. 

Accepting the First Settlement Offer 

Insurance companies often make quick offers after a crash. These offers may look appealing, especially if you face medical bills. But the first offer is usually less than what you deserve. 

The Insurance Research Council found that people who hire lawyers receive 3.5 times more money in settlements than those who don’t. Waiting and negotiating may bring fairer compensation. 

Key Takeaways 

• Always call the police to create an official report. 
• Do not admit fault at the scene. 
• Get medical attention right away. 
• Collect photos, witness details, and driver information. 
• Share complete contact and insurance details. 
• Be cautious when talking to insurance companies. 
• Speak with a lawyer early to protect your rights. 
• Attend all medical follow-up visits. 
• Do not accept the first settlement without review. 

A car crash can instantly change your day—and sometimes your life. Avoiding these common mistakes helps you stay safe, protect your rights, and recover physically and financially.